New beneficiary
A first payment to a beneficiary is held until their bank is checked against the SEPA bank directory. The check is run by our payments platform, not by your browser.
Payment on hold
unverifiedBeneficiaryDanube Logistics GmbH
IBANDE89370400440532013000
BICCOBADEFFXXX
AmountEUR 12400.00
ReferenceINV-2026/451
The directory address is attached to the verification request by
this page, from the platform configuration.
Directory integration
GETServicedirectory.neobank.internal
ProtocolREST over TLS
Authenticationdirectory API key, sent in the
Authorization header of every lookup
Timeout5 seconds, no redirects followed
The directory is an internal service. It is not reachable from the public internet, and the key it accepts is the same for every lookup our platform makes.
Verification result
The beneficiary bank has not been verified, so the payment stays on hold.
Lookup log
this session| Time | Directory address | Outcome | Detail |
|---|---|---|---|
| No lookups yet. | |||
The log records where the lookup went and what came back, never the
headers it carried.